If you don’t understand why everyone is going ga-ga over that certain planner a certain coffeehouse is selling or giving away after you’ve turned fat, broke or insomniac, welcome to the club. Well, there’s nothing wrong with it actually. If you always buy coffee, then it makes perfect sense to avail of the planner in question. In fact, I admire the passion and determination of others to the point of skipping lunch or dinner or both just to grab their copy of that planner every year. (I even know a couple of kids who ask money from their parents and…